French Mortgage Information and Provisional Inquiry Form
	General
	Whilst we at French Property Plus do not provide any mortgage brokering services we do recommend the services of an experienced and established UK based broker at French Mortgage Connections. This page describes the services offered, and also lists the information required. Should you wish to make an initial enquiry simply complete the form and your request will be emailed directly to the brokers.
	No Obligation Quotation
	When you apply via this form the brokers at French Mortgage Connection will contact you with an initial Decision in Principle, free and without obligation. They will also be able to help you determine the amount you could borrow along with the details of the associated monthly mortgage payments involved with various mortgage options
	Applying for a Mortgage even before you find your house
	If you wish, you can "pre-qualify" for a mortgage: meaning that you can apply for a mortgage without a specific property in mind. This can save you time later on and can put you in a very strong position once you have found a property.
	Minimum Loan
	Please note that the minimum loan size is €60,000 euros and the purchase price should be a minimum of €75,000 euros
	What information is required by the lenders?
	In order to provide you with an accurate and reliable Decision in Principle, the banks will need a certain amount of background information about you, including your current financial circumstances, your likely mortgage requirements together with other relevant facts. All information provided is treated in strict confidence (although it may be divulged to French lenders, of course): all that is asked is that the information you provide is wholly accurate and can be backed up later on, as and when it may be necessary. All French lenders will still want to see a fully completed mortgage application and satisfactory documentation before making a formal mortgage offer, of course. The information needed is set out in the Decision in Principle Enquiry Form below. You shold fill in the form offline and click the 'Submit' button. Please note that, once you click the Submit Button, it can take a few moments before the information you have completed is emaile to the brokers, so be a little patient.
	Decision In Principle Enquiry Form
	It is important that you complete this form fully, with all the appropriate details requested
	Name of First Applicant Date of Birth (dd/mm/yyyy) Nationality     Name of Second Applicant (if any) Date of Birth (dd/mm/yyyy) Nationality     Home Address     Telephone Numbers     Email     Estimated Mortgage (Euros)     Mortgage Term (5-20 years) (Just enter a number e.g 20)     Deposit (Excluding Notaires Fee's which are typically 3-10%) (Euros)     Have you already found a property? Yes No     Employment / Self Employment   Please note that applicants who own 25% or more of the shares in a Limited Company are classed as "Self Employed" as are Sole Traders and Partnerships     Applicant 1 : Are you Employed or Self Employed? Employed Self Employed     Applicant 2: Are you Employed or Self Employed? Not Applicable Employed Self Employed     Employed Applicants Only   Applicant 1 :   Occupation Employer Length of Service Gross Annual Salary (Just enter a number e.g 25000) (please leave as zero if not applicable) Net Monthly Pay (After Tax) (Just enter a number e.g 1500) (please leave as zero if not applicable)         Applicant 2:   Occupation Employer Length of Service Gross Annual Salary (Just enter a number e.g 25000) (please leave as zero if not applicable) Net Monthly Pay (After Tax) (Just enter a number e.g 1500) (please leave as zero if not applicable)     Self Employed Applicants Only   Applicant 1   Nature of Business Finance/Accounting Year End Business Ownership/Shareholding Details Gross Turnover (Most Recent Year) (Just enter a number) (please leave as zero if not applicable) Gross Turnover (Previous Year) (Just enter a number) (please leave as zero if not applicable) Net Profit (Most recent Year) (Just enter a number) (please leave as zero if not applicable) Net Profit (Previous Year) (Just enter a number) (please leave as zero if not applicable)     Applicant 2   Nature of Business Finance/Accounting Year End Business Ownership/Shareholding Details Gross Turnover (Most Recent Year) (£UK) (please leave as zero if not applicable) Gross Turnover (Previous Year) (£UK) (please leave as zero if not applicable) Net Profit (Most recent Year) (£UK) (please leave as zero if not applicable) Net Profit (Previous Year) (£UK) (please leave as zero if not applicable)     Other Income details   Please provide full details of any other significant income (if applicable) - for example: from investments, rental payments received, pension income, maintenance received by Court order etc. You do not need to include Child Benefit, if in receipt of that benefit.     Nature of Other Income Amount (£ UK) (please leave as zero if not applicable) Frequency Will this income continue when you buy your French house? Yes No     Outgoings And Exisiting Commitments   Please confirm in the box provided, and for all mortgage applicants / co-buyers, the details requested below. Each topic is repeated for you in the box, so just note the details by each heading in the box - the details we need are:- (1) Details of all existing mortgages on your main home and on any other property you own (including "buy to let" properties etc). (2) If you rent your current home, please provide details of the monthly rental you currently pay. (3) Details of any existing loans - i.e. car loans, personal or consumer loans you may currently have. (4) Details of any credit card balances & the minimum payments required (but only if the cards are NOT fully cleared in full, each month). (5) Any other major contractual outgoings - for example, Maintenance payments, School fees etc (please confirm nature & amounts involved and if paid by "Term Time Credit" arrangements). You do not need to detail your normal "day to day" living expenses, such as utility bills, travel expenses, food etc - as these are not required for lending assessment purposes. Note: if any of your outgoings / existing commitments information given in this section is about to change, or will be changing prior to purchasing in France, you need to make this completely clear in the "any other information" box at the end of this decision in principle form. For example, if selling your current home and repaying any current mortgage(s), loans etc.     Exisiting Mortgage(s) For all mortgages please state   Monthly Payment (please leave as zero if not applicable) (£UK) Term Left Lender Approx Balance (£UK)         Rent paid (If applicable) monthly rent (£UK)     Exisitng Loans   Monthly Payment (£UK) (please leave as zero if not applicable) Term Left (months) (please leave as zero if not applicable) Lender     Credit Cards   If not cleared in full each month please state;       Current Balance(s) (£UK) (please leave as zero if not applicable) Monthly Minimum Payment(s) required (£UK) (please leave as zero if not applicable)     Any other major contractual outgoings     The current values of any Property you already currently own (£UK) (please leave as zero if not applicable)     Other Information   Is there "any other information" which you consider might be / could be relevant to us in connection with your enquiry and in assessing the information you have provided ? Or, is any information given within this form about to change     Any Other Information     Send Your Inquiry   Thank you for completing the form: you are now very nearly done. The information supplied will be treated as confidential but may be disclosed to lenders and insurance providers: this will be solely and specifically for the purposes of lending assessment / affordability calculation purposes / insurance quotations. We will initially reply to your enquiry via your email address, unless other instructions are given in the "Other Information" box directly above. By submitting the form you are deemed to have consented to the disclosure of your data for the purposes stated above. We are registered Data Handlers under the Data Protection Act 1998. Please click the Submit Button below to send your inquiry. Please be patient after clicking the submit button and allow a few moments for the information to be sent - one left click is sufficient for sending this form.
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